Formulary Coverage Calculator

Employer health plans pay negotiated prices for prescription drugs that are often far higher than what the Mark Cuban Cost Plus Drug Company charges — this tool measures the difference. Load your organization's drug spend data to see a projected cost comparison, or run the sample dataset to see a demonstration.

Built with Cost Plus Drugs' publicly available formulary data.

All processing happens in your browser — no data is transmitted.

View Sample Analysis

Preview with 20 real medications across ~500 employees. See projected cost reductions, coverage gaps, and a full drug-by-drug breakdown.

See results in seconds

Analyze Your Data

Locally analyze your organization's drug spend.

Drop your drug spend CSV here

or click to browse

Need a template?

Download CSV
Expected CSV columns

Required: drug_name, cost_per_fill

Optional: strength, quantity (default 30), fills_per_year (default 12), employee_count (default 1)

Column names are flexible (e.g., "medication" works for drug_name)

How It Works

1

Load your drug spend CSV

Include drug names, current costs, and employee counts. Download our template for the expected format.

2

Browser matches against Cost Plus pricing

Your browser downloads the full Cost Plus formulary and matches each drug locally. No data leaves your device.

3

View the analysis

See per-drug cost comparisons, total projected savings, and coverage gaps. Export as PDF for further review.

Additional Tools

Prescriber Lookup

Look up real-time pricing from the Cost Plus formulary for individual drugs.

Look Up Pricing

Individual Calculator

Compare personal prescription costs against Cost Plus pricing.

Run Calculator
Chris Bennett

Chris Bennett

Startups and AI · Former Motorola Solutions Distinguished Innovator · Philadelphia & St. Petersburg, FL

Cost Plus Drugs has built something unusual in healthcare: a pharmacy with fully transparent pricing and no middlemen. The model is straightforward—manufacturer cost, a 15% markup, and a flat pharmacist fee. What makes it especially interesting is that they publish all of this through a public API, making independent analysis possible.

I wanted to see what was possible with that open data. This tool runs entirely in your browser—no backend, no data collection, no accounts—and performs formulary coverage analysis using only publicly available APIs. Source code available upon request.

Drugstore.com homepage circa 2004

Fun fact via the Wayback Machine — I was a front-end designer/developer on Drugstore.com, circa 2004.

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